📋 Open Enrollment 2026

Your benefits,
finally clear.

Compare plans, understand your coverage, and enroll in minutes. BeneFit makes open enrollment simple so you can choose with confidence — not confusion.

Enrollment closes November 15, 2026 — don't wait.
Your 2026 Coverage at a Glance
  • Medical & Prescription Drug Plans
  • Dental & Vision Care
  • 401(k) with Employer Match
  • Life & Disability Insurance
  • FSA / HSA Savings Accounts
  • Mental Health & Wellness Programs
Why BeneFit

Benefits made for real people

We built BeneFit to remove the guesswork from open enrollment so every employee can make decisions they feel good about.

Plain-language summaries

Every plan is translated from insurance-speak into clear, honest summaries of what's covered and what you'll pay.

Personalized recommendations

Answer a few questions about your household and health needs and we'll suggest the plans that fit your situation.

Side-by-side comparisons

Compare up to three plans at once with cost calculators that factor in your expected usage and employer contributions.

Always-on support

Live chat, guided walkthroughs, and a dedicated HR contact are a click away throughout the entire enrollment window.

What's Available

All your benefits, one place

Explore every benefit category available to you during this enrollment period.

🏥

Medical

Choose from PPO, HMO, and HDHP plans with nationwide and local network options.

3 Plan Options
🦷

Dental

Preventive care, orthodontics, and major services covered under two comprehensive tiers.

2 Plan Options
👁️

Vision

Annual eye exams plus allowances for frames, contacts, and laser correction discounts.

1 Plan + Add-ons
📈

401(k) Retirement

Contribute up to IRS limits with a 4% employer match that vests over three years.

Employer Match
💰

FSA & HSA

Pre-tax savings accounts for healthcare expenses, daycare, and commuter costs.

Tax Advantaged
🛡️

Life & Disability

Company-paid basic coverage plus optional supplemental short- and long-term disability.

Employer-Paid Base
🧠

Mental Health & EAP

Free counseling sessions, therapy app subscriptions, and a 24/7 employee assistance program.

Free to All Employees
🌿

Wellness Perks

Gym reimbursements, meditation apps, smoking cessation programs, and wellness stipends.

Up to $600/yr
👶

Parental & Family

Paid parental leave, dependent care FSA, fertility treatment coverage, and adoption assistance.

16 Weeks Paid Leave
The Process

Enroll in four simple steps

Most employees complete their enrollment in under 15 minutes. Here's exactly how it works.

1

Verify your identity

Sign in with your company SSO or employee ID. Your profile and current elections are pre-loaded automatically.

2

Review your options

Browse available plans by category. Use cost estimators and side-by-side comparisons to find what fits your needs.

3

Add dependents

Add or update spouse, domestic partner, and dependent children. You'll only need their basic information.

4

Confirm & submit

Review your elections, confirm your payroll deductions, and submit. You'll receive a confirmation email instantly.

📅 Open Enrollment Timeline
Oct 1, 2026
Enrollment portal opens
Oct 1–14
Benefits info sessions & webinars
!
Nov 1, 2026
Reminder emails sent to all employees
Nov 15, 2026
Enrollment deadline — 11:59 PM ET
Jan 1, 2026
New coverage begins
What's Covered

Know exactly what you're getting

Here's a summary of key coverage details across our most popular plans. Download the full Summary of Benefits for complete plan documents.

Download SBC
Benefit PPO Plan HDHP + HSA HMO Plan
💊 Preventive Care
100% covered
100% covered
100% covered
🏥 Primary Care Visit
$25 copay
After deductible
$15 copay
🔬 Specialist Visit
$50 copay
After deductible
$40 copay
🚑 Emergency Room
$200 copay
20% coinsurance
$200 copay
📋 Annual Deductible
$500 / $1,000
$1,500 / $3,000
$250 / $500
🛑 Out-of-Pocket Max
$4,000 / $8,000
$3,500 / $7,000
$3,000 / $6,000
💉 Rx — Tier 1 Generic
$10 copay
After deductible
$5 copay
Employee Stories

Real people, real peace of mind

Hear from coworkers who used BeneFit to take control of their benefits.

★★★★★

"I used to just re-enroll in whatever I had the year before. BeneFit showed me I could save $1,200 a year by switching to the HDHP with an HSA. Game-changer."

ML
Maya L.
Software Engineer · 4 years
★★★★★

"Adding my newborn was so easy. The dependent section walked me through every step and my HR team confirmed everything was set within 24 hours."

TR
Tom R.
Operations Manager · 7 years
★★★★★

"The side-by-side comparison tool is genuinely impressive. I could see the actual dollar difference across plans based on my family's prescriptions and doctor visits."

AK
Anika K.
Finance Analyst · 2 years
Trusted & Certified
🔒
SOC 2 Type II
🏛️
HIPAA Compliant
ACA Compliant
🌐
WCAG 2.1 AA
🛡️
256-bit Encryption

Don't leave your benefits on the table.

Enrollment closes November 15. It takes less than 15 minutes — and the right plan could save you thousands.